Your Move, Guaranteed
Move home chain free
Nested are the only agent that guarantee your move by making you chain free. We give you the freedom to negotiate a better deal on your new home and move on your timeline.
Find out how
The benefits of moving chain free
"Chain free" typically means having the funds to purchase a property without the need to sell a property first, just like when you were a first time buyer.
Selling with Nested gives you all the advantages of moving chain free even if you are selling a property too.
The benefits of moving chain free include:
Look for your next home before you're under offer, knowing you have the funds in place
Negotiate a better offer on your next home as sellers prefer chain free buyers
Move when you want, whatever the status of your sale
How Nested make you chain free
Nested put aside a cash sum should you need it at any point during your sale. This makes you chain free as you are not reliant on your sale.
You will receive an advance-in-principle letter, confirming your proof of funds are available. This puts you in a powerful buying position, even if your property is not yet under offer.
We'll get you under offer quickly, but if you choose to move before your home is sold, you have the option to withdraw the agreed amount as a cash advance (additional fees apply if you take an advance).
How much will my advance be?
Nested use smart technology to value your home accurately.
Our agents will sell your home for the best price, and while we’re finding the right buyer will put aside up to 97% of the expected sale price so you can negotiate on your new home or withdraw if you need to move quickly.
Whether you need to take the advance or not, you receive the full final sale price once the sale is complete, minus our fees.
Frequently asked questions
Can't find the answer? Head over to the FAQ page
What are the costs to sell with Nested?
Moving with Nested costs 2.5%. You get everything you'd expect from a traditional estate agent, and a lot more:
- The power to make offers as a chain free buyer with an advance-in-principle
- Buyers agent to conduct a property analysis and negotiate a better price on your behalf
- Move before your sold by withdrawing your advance
- A smart agency that gets you under offer for a better price quicker than anyone else
With our outstanding agency team, it's rare that moving with Nested requires you to take the advance to complete a typical move. But if you need to move before you sell, we will advance you the money at 0.5% a month, capped at 3%.
Can you tell me my advance amount straight away?
We can give you an offer from day one. The amount we offer depends on your property and will be explained by our team.
Initially, the offer is slightly lower because we haven't yet seen how much interest there is in your home and this protects us from offering more than the property is worth.
If the initial offer isn't enough to make you chain free (i.e. covering your remaining mortgage and deposit), don't worry. As your sale progresses, we will increase your offer up to 97% of an accepted offer.
How are you able to advance me money?
Nested's chain free process is a mortgage product. Rest assured we've done this for hundreds of sellers and are regulated by the Financial Conduct Authority to give you peace of mind. Here's the important legal bit:
The Nested Advance is secured on your home. Your home may be repossessed if you do not fulfil the terms of the Nested Advance. You should check that this mortgage will meet your needs. If you are in any doubt, seek independent advice.
Our experts will explain this in more detail as we sell your home.
What happens to my sale if I take the cash advance?
If you take your cash advance to buy your new home, we will continue to sell your house as agreed, just like a traditional agent.
Your Nested fees will be deducted from your cash advance. Once your house is sold, you receive the full sale price, minus the advance and fees.
Additional fees may be payable upon completion depending on your situation.
Can I see an example of moving chain free?
Sure. Let's take Barry.
Barry is selling his home for £500k. His mortgage has £250k left.
He sells with Nested and after two weeks of promising activity, Nested can offer a cash advance of £450k.
Barry decides to move before his home is sold, using his cash advance to pay off his mortgage, using the remaining amount as a deposit on his new place.
Nested take care of his sale, and once completed give him the final sale amount of another £50k, minus our fees.
Barry took control and moved on his timeline.
Can I speak to someone about moving chain free?